Terms of Service

Last updated: 31 March 2026 · Calisken Technologies

1 Agreement to terms

By accessing or using the Services, you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, you must not use the Services.

Our websites may display a cookie consent banner. When you choose Accept all, Reject non-essential, or adjust Cookie settings, that choice is recorded as described in the Privacy Policy (including the dpass_consent cookie). Continued use of the Services after you make a choice does not override your rights under applicable data protection law.

Definitions. “Services” means all websites, web pages, downloadable or hosted software, application programming interfaces (APIs), contact or enquiry mechanisms, and other online or digital offerings we operate under the dPass Invest brand and make available to you, including informational, marketing, and maintenance or status pages served from the same site. “You” and “your” mean the individual or legal entity using the Services.

You represent that you have the legal capacity to enter into these Terms in your jurisdiction. For certain features (for example, trading, margin, or payment services), we may require a higher minimum age, residency checks, or additional verification.

2 Independent product

dPass Invest is offered as an independent brand. Other Calisken products and websites are subject to their own terms and policies published on those properties. Use of another Calisken offering does not, by itself, mean these Terms apply to you unless you also access or use dPass Invest Services.

3 Description of services

We may provide informational content, marketing pages, educational materials, software, APIs, contact and access-request flows, and—where you qualify—account, execution, or portfolio tools related to investment themes including futures and derivatives. The exact features available to you depend on what we offer in your region, eligibility, and what you register for.

We may modify, suspend, or discontinue any part of the Services with or without notice, except where prohibited by law. We do not guarantee that any particular product or market will be offered in your country.

4 No investment advice; risk disclosure

Nothing in the Services constitutes investment, tax, legal, or trading advice. We do not recommend any security, futures contract, option, digital asset, or strategy. Charts, performance illustrations, research summaries, and educational content are for general information only and may be hypothetical or delayed.

Futures, options, leverage, and other derivatives involve substantial risk. You can lose more than your initial margin or investment. Past performance is not indicative of future results. You alone are responsible for your trading and investment decisions. Seek independent professional advice where appropriate.

5 Eligibility & geographic restrictions

The Services may not be available in all countries or to all persons. You are responsible for complying with the laws that apply to you, including restrictions on derivatives, leverage, marketing of financial products, or use of our software. We may block access from certain jurisdictions or refuse onboarding where required or prudent.

6 Accounts & registration

If we give you credentials or an account for any part of the Services (including administrative or operational access), you agree to provide accurate information, safeguard credentials, notify us promptly of any unauthorised use, and comply with any customer agreements, risk disclosures, and suitability or eligibility checks we require for that access.

We may suspend or close accounts or credentials for breach of these Terms, fraud, market abuse, security risk, or legal or regulatory reasons. Access to trading, execution, or regulated activities is offered only under separate terms we provide for those activities.

7 Acceptable use

You agree not to:

• Use the Services for unlawful, fraudulent, or manipulative activity, including market manipulation, insider dealing, or evasion of sanctions;
• Attempt to gain unauthorised access to our systems, other users’ accounts, or third-party infrastructure;
• Reverse engineer, scrape, or overload the Services except as permitted by law or express written permission;
• Upload malware, harass others, or distribute unlawful content;
• Use the Services in any way that could harm Calisken’s reputation, users, or the integrity of markets.

8 Intellectual property

All rights in the Services, including software, text, graphics, logos, trademarks (including dPass Invest), and documentation, belong to Calisken or our licensors. We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Services for personal or internal business purposes in line with these Terms. No other rights are granted.

9 Third-party services & links

The Services may reference or link to brokers, exchanges, data vendors, payment processors, or other third parties. Their terms and privacy policies apply to your dealings with them. We do not control and are not responsible for third-party content, pricing, execution, or solvency.

10 Fees & payments

If we charge fees or process payments, the applicable schedule and billing terms will be presented at checkout or in a separate agreement. Taxes may apply. Failure to pay may result in suspension. Chargebacks or payment disputes may lead to account closure.

11 Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, to the fullest extent permitted by law. Without limiting the foregoing, we disclaim all implied warranties of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, and non-infringement.

We do not warrant that the Services will be uninterrupted, timely, secure, or error-free; that defects will be corrected; or that the Services or any servers or content are free of viruses or other harmful components. Your use of the Services is at your sole risk.

Content and data. Information on the Services (including market commentary, charts, calculators, educational materials, marketing or access-request copy, and any hypothetical or illustrative performance) may be incomplete, delayed, simplified, or outdated. It is not tailored to your circumstances. We have no duty to update any statement after publication unless required by law.

Forward-looking and hypothetical content. Statements about future products, features, jurisdictions, or market conditions are forward-looking and subject to risk and uncertainty. Simulated, back-tested, or example returns do not reflect actual trading unless expressly labelled otherwise and do not guarantee future results.

Third parties. References to brokers, exchanges, data providers, or other third parties do not constitute an endorsement, recommendation, or guarantee of their services, solvency, pricing, or regulatory status. Your relationship with any third party is solely between you and them.

Regulatory status. Unless we expressly state otherwise in writing for a specific offering, the Services described in these Terms are informational and technical in nature and do not, by themselves, constitute a regulated activity in any particular jurisdiction. Availability of future regulated or transactional features will be subject to separate disclosures and agreements.

12 Limitation of liability

No liability for trading or investment outcomes. To the maximum extent permitted by applicable law, Calisken Technologies and its officers, directors, employees, contractors, and affiliates (collectively, the “Calisken Parties”) shall not be liable for any losses, damages, or claims arising from or related to your trading, investing, use of leverage or derivatives, or any decision made in reliance on the Services or any content therein, including market losses, margin calls, liquidations, or opportunity costs, whether or not we have been advised of the possibility of such losses.

To the maximum extent permitted by applicable law, the Calisken Parties shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, use, goodwill, or business opportunity, arising out of or related to your access to or use of (or inability to use) the Services, interruption or cessation of the Services, unauthorised access to your data, or any conduct or content of third parties on or linked from the Services, even if advised of the possibility of such damages.

Aggregate cap. Subject to the paragraph below, the Calisken Parties’ total aggregate liability for all claims arising out of or related to the Services or these Terms shall not exceed the greater of (a) the total fees you paid to us for the Services giving rise to the claim in the twelve (12) months before the event giving rise to liability, or (b) GBP £100. This cap applies collectively to all claims and all Calisken Parties and is not per claim. If you have not paid us any fees in that period, the cap is GBP £100.

Mandatory rights. Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or other liability that may not be limited by English law. If you are a consumer, you may have additional rights under the Consumer Rights Act 2015 or equivalent local law; nothing in this section is intended to deprive you of those mandatory protections.

13 Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Calisken and its affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from your use of the Services, your violation of these Terms, or your violation of any law or third-party rights.

14 Suspension & termination

We may suspend or terminate your access to the Services at any time, with or without notice, for breach of these Terms, risk management, legal requirement, or operational reasons. You may stop using the Services at any time. Provisions that by their nature should survive (including intellectual property, disclaimers, limitation of liability, indemnity, governing law) will survive termination.

15 Disputes & governing law

Nothing in this section limits any non-waivable rights you have under the mandatory laws of your country of residence.

These Terms are governed by the laws of England and Wales, without regard to conflict-of-law rules that would apply another law. Subject to the paragraph above and to mandatory consumer protections where you live, the courts of England and Wales shall have exclusive jurisdiction over disputes arising from or relating to these Terms or the Services, except that Calisken may seek injunctive or equitable relief in any competent court.

If you are a consumer in the EEA or UK, you may also have the right to bring proceedings in your country of residence, and mandatory local law may apply.

16 General

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force. Failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

These Terms, together with the Privacy Policy and any supplemental agreement you accept for a specific feature or service, constitute the entire agreement between you and us regarding the Services covered here. If there is a conflict between these Terms and a supplemental agreement that expressly governs a specific paid, regulated, or transactional service, the supplemental agreement prevails only for that service.

17 Changes to terms

We may update these Terms to reflect changes in our Services, law, or business practices. We will update the Last updated date at the top when we do. For material changes, we will provide any additional notice or obtain any consent required by applicable law before those changes take effect. Where the law does not require consent, your continued use of the Services after the revised Terms are posted will constitute acceptance of the revised Terms from the date stated at the top, except that any change that would reduce your statutory rights will not apply to you without your agreement where the law forbids it.

18 Contact

Questions about these Terms: